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Dlaczego warto posiadać w dzisiejszych czasach AC?

AC, czyli w skrócie Auto Casco to usługa, dzięki której możemy zmierzyć się z wieloma sytuacjami na drodze. Jest to rodzaj ubezpieczenia, dzięki któremu możemy niwelować koszty naprawy własnego auta w momencie kiedy my doprowadziliśmy do jego uszkodzenia, bądź na uszkodzenie miał wpływ wypadek losowy, który nie jest z niczyjej winy. Dziś odpowiemy kiedy i dlaczego warto jest korzystać z AC, aby mieć pełen spokój podczas jazdy.

  1. Zakup AC dla drogiego auta

Bez względu na to, o jakim aucie i jakiej cenie auta mówimy, AC w wypadku drogiego auta dla naszego budżetu jest czymś normalnym. Osoby sięgające po AC wiedzą, że ich auto jest na tyle drogie, że ewentualne naprawy z własnej kieszeni nie są opłacalne, a nawet czasem nie są możliwe. Skutkiem tego, kupując droższe auto musimy liczyć się z tym, że jego naprawy będą bardzo drogie. Chcąc więc mieć pewność i spokój, warto wykupić AC, dzięki któremu pokryjemy wszelkie koszty napraw z naszej winy i nie tylko.

  • AC dla wydarzeń drogowych z udziałem zwierząt

W dzisiejszych czasach coraz częściej słyszymy nie tylko o incydentach drogowych w lesie, lecz także w miastach. Zwierzęta z roku na rok, coraz odważniej wkraczają do coraz to większych miast, skutkiem czego potrafią nas zaskakiwać w najmniej oczekiwanym momencie, swoim wtargnięciem na drogę. Kiedy zwierzę uderzy w nasze auto, tylko AC jest w stanie zrekompensować nam wszelkie straty z tym związane. Bez AC niestety nie możemy liczyć na żadną zapomogę, chyba iż dowiedziemy, że zarządca danej drogi nie dopilnował bezpieczeństwa na niej, co w praktyce jest bardzo trudne.

  • Wydarzenia atmosferyczne i AC

Kolejnym punktem dla którego warto mieć AC są wydarzenia atmosferyczne, które odgrywają coraz to większą rolę w Polskim klimacie. Z roku na rok obserwujemy w Polsce anomalia pogodowe, które odczuwalne są nie tylko dla rolników, lecz także dla kierowców. Zalania, grad, nawałnice i trąby powietrzne to zjawiska, które nawiedzają nasze miasta. Szkody wyrządzone na aucie mogą być w tym wypadku pokryte również tylko i wyłącznie z AC, co znów tłumaczy jego zakup.

  • Nasza wina = nasz problem? Niekoniecznie!

Na samym końcu przypominamy o najważniejszym aspekcie AC, o którym wspominaliśmy już. Mowa tutaj o naszej ingerencji w auto, które doprowadza do jego uszkodzenia. Kiedy kierujemy naszym autem i doprowadzimy do kolizji bądź wypadku, bez AC nie możemy liczyć na pomoc w naprawie naszego auta. Kiedy jednak mamy nasze AC to owszem, naprawa jest jak najbardziej możliwa. Co prawda możemy liczyć na zwyżkę samej składki, niemniej jednak będzie to zdecydowanie tańszy zabieg niż moment, w którym nasze auto trzeba by było naprawiać z własnej kieszeni.

Kolejnym aspektem jest szkoda całkowita. W sytuacji w której nasze auto nie nadaje się do naprawy i rzeczoznawca ocenia szkodę jako całkowitą, przechodzimy do mediacji z naszym ubezpieczycielem, który jest nam w stanie wypłacić odpo9wiednią kwotę całkowitą za nasze auto. Takie auto musi oczywiście zostać zezłomowane, niemniej jednak w większości wypadków otrzymujemy bardzo mocno satysfakcjonującą nas kwotę za nasze auto. W momencie, kiedy nie mielibyśmy AC, zostajemy bez auta i bez jakichkolwiek środków. Jak wiec widać, posiadanie AC może nam mocno pomóc.

Na sam koniec

Zakup AC często nie mieści się nam w głowie patrząc na koszty roczne. Niemniej jednak, kiedy na drodze ma miejsce sytuacja, która jest nie do przewidzenia, często przekonujemy się boleśnie, jak bardzo mocno kosztuje nas brak AC. W wypadku starszych i tańszych samochodów jest to faktycznie mniejszy problem. Jeśli jednak jedziemy autem o sporej wartości, AC wydaje się wręcz punktem obowiązkowym, dzięki któremu w nieoczekiwanym wypadku AC potrafi się nam zwrócić w moment!

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